Leasing & Factoring Solutions Built for German Business
We provide flexible financial instruments – vehicle and equipment leasing, full-service fleet management, and receivables factoring – that help companies manage capital more effectively and grow with confidence.
Comprehensive Financial Services
From flexible leasing agreements to full receivables management, our portfolio covers the full spectrum of business financing needs.
Vehicle & Fleet Leasing
Full-service vehicle leasing for fleets of any size. We handle procurement, registration, maintenance coordination, and end-of-term logistics so you can focus on your business.
Learn moreEquipment Leasing
Finance machinery, technology infrastructure, and industrial equipment without locking up capital. Our equipment leasing solutions are tailored to your depreciation and operational requirements.
Learn moreReceivables Factoring
Convert outstanding invoices into immediate working capital. Our factoring service improves liquidity, reduces credit risk, and simplifies your accounts receivable process.
Learn moreFleet Management
End-to-end fleet management including fuel card administration, driver support, telematics, and reporting dashboards that give you real-time visibility across your entire fleet.
Learn moreMobility Consulting
Our advisors analyse your current vehicle policy and total cost of ownership to recommend the most cost-efficient and sustainable mobility strategy for your organisation.
Learn moreElectric Vehicle Transition
We guide businesses through the shift to electric fleets, covering vehicle selection, charging infrastructure planning, driver training, and sustainability reporting.
Learn more
A Partner You Can Rely On for the Long Term
Since our founding, we have built a reputation for transparent terms, responsive service, and financing structures that genuinely reflect each client's balance sheet needs – not a one-size-fits-all product catalogue.
We operate under German commercial law, are fully compliant with BaFin regulations, and maintain relationships with all major vehicle manufacturers and equipment suppliers to secure competitive terms on your behalf.
- Dedicated account manager for every client
- Transparent, fixed-fee agreements with no hidden charges
- Nationwide service network across Germany
- BaFin-regulated and fully insured operations
From Enquiry to Agreement in Four Steps
Our streamlined onboarding process ensures you receive a financing decision quickly, without unnecessary paperwork.
Initial Consultation
Speak with an Athlon advisor to outline your requirements, timeline, and financial objectives.
Tailored Proposal
We prepare a customised leasing or factoring proposal with clear terms, rates, and a full cost comparison.
Credit Assessment
Our credit team conducts a swift, thorough assessment – most decisions are delivered within two business days.
Agreement & Delivery
Sign digitally, and we handle all logistics from manufacturer coordination to registration and delivery.
Turn Receivables into Working Capital – Immediately
Cash flow delays caused by long payment terms are one of the most common growth constraints for German SMEs. Athlon's factoring solution eliminates the wait.
Submit invoices to us, receive up to 90% of their face value within 24 hours, and let us handle collections professionally and discreetly on your behalf.
- Advance rate up to 90% of invoice value
- Funds transferred within one business day
- Optional bad-debt protection (non-recourse factoring)
- Supports B2B invoices up to 180-day payment terms
Trusted by Businesses Across Germany
"Athlon managed the full transition of our 120-vehicle fleet to electric. The planning support and transparent cost modelling made a complex project feel manageable."
"The factoring arrangement has transformed our cash flow. We no longer wait 60 days for large clients to pay – the capital is available to us within a day of issuing an invoice."
"We've leased equipment through Athlon for eight years. The process is straightforward, the terms are always fair, and their account team actually knows our business."
Ready to Discuss Your Requirements?
Our advisors are available Monday to Friday, 8:00–18:00 CET. No obligation, no pressure.